Sending over my MSA today

I am sending over my attorney’s revised Marital Separation Agreement (MSA) today to Grayheart. There aren’t a ton of changes to the document but I did ask for one more year of “bridge-the-gap” alimony. 

We originally agreed that this school year (til Sept 2016), I would continue to be a stay-at-home mom while working part time as a substitute teacher. He pays child support and covers the mortgage as my spousal support. I will go back to working full time in September. 

I’m now asking him for one more year of half the cost of the mortgage. I don’t think it’s unreasonable. (Frankly, I could and should ask for more.) But I have all sorts of conflicted feelings towards alimony. Anyway, I thought this would be a good way to make sure I properly get back on my feet.

(As a side note, I’m also a bit nervous about going back to work full-time – after being gone for 3 years – and juggling the kids as a single parent. I know I’ll be fine but it’s still a bit intimidating.) 

I think Grayheart will scoff and be resistant at first for the additional year but I think we’ll be able to figure it out. At least I hope so. 

I’m a procrastinator with a capital P. I’ve been dragging my feet on this divorce paperwork for some time because I want to avoid the conflict that will likely arise as a result of it.

I hate fighting and I hate how anxious and depressed I get about it. 

I hate asking for things. Especially money. 

Wish me luck. 


Divorce Attorneys

Whew! I’m tired after having met with only two divorce attorneys today! So much information… So much to keep track of. I will meet two more tomorrow before I make a final decision on who to hire.

One thing, though, it feels good knowing there will be someone knowledgeable in your corner.

And… damn! Lawyers are expensive! (Worth it, of course…) 💸💸💸

Smart Women Finish Rich

I always knew I wanted to be financially independent and successful. But I just now decided I want to be actively engaged in the process. (Grayheart previously managed our finances.)

A friend just gave me the book “Smart Women Finish Rich” by David Bach. I’ve heard positive things about him and Ric Edelman Financial. I’m going to read it and see if the information proves to be useful and easy to understand. (Frankly, I’ve always had little interest in stocks and found financial investment talk to be overwhelming.) I’ll write a post with my thoughts after I’m done reading it.

Since my separation, I’ve been very worried about money. I fret over the immediate future as well as long term planning. I’m a stay-at-home mom that has now been substitute teaching. (Not exactly a baller these days.) Grayheart is paying the bills but we are paycheck to paycheck. I am not used to this feeling. It’s been challenging trying to balance the desire to be an active parent with the need for financial stability. But I think proper guidance on how to manage what I currently have might get me in the right direction. And the battle might not need to be “motherhood” vs. “financial autonomy.”

My fear of long term financial security comes from ignorance in this field. (Fear. Seems to be an emotion I’m getting well acquainted with these days.) I’d like to think fear and insecurity are normal. It’s when it starts dictating your actions… that’s when it’s dangerous. I’m a terrible procrastinator and am constantly fighting that beast.

Self esteem and confidence seem to be enhanced with financial independence. I feel like I need this trait to be comfortable, proud and a good role model for my family. (Just one more piece of me I’m trying to improve upon to come back bigger and better than before!)

Do you have any favorite wealth management books or gurus you recommend? Please share!

Today’s Mantra: Push past fears. Don’t let fears dictate actions.